What is CVV2?
CVV2 is an important security feature for credit card
transactions on the Internet and over the phone. "CVV" stands for "Card
Verification Value" (Discover Card calls it the "Cardmember ID").
- It is the three-digit number printed in the signature space on the back of most credit cards, such as Visa, Mastercard, and Discover
cards. The CVV2 number is always the last group of numbers in the
signature space on the back of the card. It is not part of your regular
credit card number.
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- It is a four-digit number on the front of American Express cards. It is printed (flat), not embossed like the card number.
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The CVV2 number enhances fraud protection and helps to validate two things:
- The customer has the credit card in their possession.
- The credit card number is legitimate
By helping to prevent credit card fraud, the CVV2 number keeps costs down for everyone.